1. While PACE programs are enabled by state legislation and must be approved by your local government, Ygrene is not a government program. 2. Subject to underwriting guidelines and approval; timing of first payment depends on date of funding, interest accrues after funding. 3. Terms of 10, 15 and 20 years are valid in all Ygrene service areas; 25 and 30 year terms are available depending on service area as well as type and estimated useful life of the improvement. 4. While Ygrene does not consider your credit score, we will pull your credit during underwriting in order to determine your eligibility. 5. In California Program Administrator License #60DBO-91942